10 Best Apps For Keeping Track Of Finances In 2023

Managing your finances can be a daunting task, especially if you don't have a solid system in place. With so many expenses to keep track of and bills to pay, it's easy to feel overwhelmed.

Fortunately, technology has made it easier than ever to manage your finances. Let's look at the 10 best apps for keeping track of finances to win financially in 2023!

10 Best Apps For Keeping Track Of Finances In 2023

There are a variety of apps available that can help you keep track of your spending, monitor your investments, and stay on top of your bills. Let's take a look at the 10 best apps for keeping track of your finances in 2023

1. Mint

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Mint is a popular app that helps you track your spending and manage your budget. It connects to your bank accounts, credit cards, and other financial accounts to give you an overview of your finances.

You can see all of your transactions in one place, categorize them, and create a budget based on your spending habits. The app also sends alerts when you're approaching your budget limit or when a bill is due.

One of the best features of Mint is the ability to set financial goals. You can set goals for saving, paying off debt, or investing, and the app will track your progress and give you tips for reaching your goals. Mint is free to use, but it does show ads and offers paid add-ons.

2. Personal Capital

Personal Capital is an app designed for investors. It helps you track your investments and manage your portfolio.

You can connect your investment accounts, including 401(k)s, IRAs, and taxable accounts, and get a comprehensive view of your holdings. The app also provides personalized investment advice based on your goals and risk tolerance.

Personal Capital also offers a variety of tools for retirement planning, including a retirement calculator that estimates how much you'll need to save for retirement. The app is free to use, but there are fees for certain investment management services.

3. PocketGuard

PocketGuard is a budgeting app that helps you keep track of your spending and stay within your budget. It connects to your bank accounts and credit cards and automatically categorizes your transactions.

You can set a monthly budget and the app will alert you when you're getting close to your limit. The app also shows you how much money you have left to spend each day.

One of the best features of PocketGuard is the ability to see all of your bills in one place. You can see when your bills are due and how much you owe, and you can pay them directly from the app. PocketGuard is free to use, but there are fees for some premium features.

4. You Need A Budget (YNAB)

You Need a Budget, or YNAB, is a budgeting app that focuses on helping you create a budget and stick to it. The app connects to your bank accounts and credit cards and helps you categorize your transactions. You can set goals and create a plan to reach them.

One of the unique features of YNAB is the ability to roll over unspent money from one category to the next.

For example, if you don't spend all of your grocery budget in one month, you can use the leftover money for a different category, such as entertainment or savings.

The app also offers personalized advice and support from financial coaches. YNAB offers a free trial, but there is a monthly fee after the trial period.

5. Acorns

Acorns is an app that helps you save and invest your spare change. It connects to your bank account and rounds up your purchases to the nearest dollar, investing the spare change into a portfolio of low-cost ETFs.

You can also set up recurring investments and invest lump sums.

Acorns also offers a variety of tools for retirement planning, including a retirement calculator and a retirement account that automatically invests your money based on your age and risk tolerance. The app is free to use, but there are fees for certain premium features.

6. Honeyfi

Honeyfi is a budgeting app designed for couples. It allows you to create joint budgets, track your expenses, and share financial goals.

You can connect your bank accounts and credit cards and see all of your transactions in one place. The app also provides personalized spending recommendations based on your spending habits.

Honeyfi also offers features for bill tracking and bill splitting. You can see when your bills are due and pay them directly from the app.

The app also allows you to split bills and expenses with your partner, making it easy to keep track of shared expenses. Honeyfi offers a free trial, but there is a monthly fee after the trial period.

7. Clarity Money

Clarity Money is a budgeting app that helps you track your spending and save money. It connects to your bank accounts and credit cards and categorizes your transactions.

You can set a monthly budget and the app will alert you when you're getting close to your limit. The app also offers personalized recommendations for ways to save money.

One of the best features of Clarity Money is the ability to cancel subscriptions and negotiate bills. The app will analyze your subscriptions and suggest one cancel or negotiate for a better rate.

The app also offers a variety of tools for credit monitoring and debt management. Clarity Money is free to use, but there are fees for certain premium features.

8. Expensify

Expensify is a business expense-tracking app that helps you manage your expenses and receipts. It allows you to scan receipts and automatically categorize expenses. You can also create expense reports and submit them for reimbursement.

Expensify also offers features for travel expense management. You can track your mileage and create travel itineraries, and the app will automatically calculate your expenses.

The app also integrates with popular accounting software, making it easy to manage your expenses and accounting in one place. Expensify offers a free trial, but there is a monthly fee after the trial period.

9. Spendee

Spendee is a personal finance app that helps you track your spending and manage your budget.

The app allows you to connect all your bank accounts and credit cards, and it categorizes your transactions automatically. You can set a budget for each category and monitor your spending in real time.

Spendee also offers features for bill tracking and split expenses. You can track your bills and set reminders for when they are due.

The app also allows you to split expenses with your friends and family, making it easy to manage shared expenses. Spendee offers a free version, but there are fees for certain premium features.

10. Tiller Money

Tiller Money is a financial management app that provides a customizable spreadsheet for tracking your expenses and managing your budget.

The app connects to all your financial accounts and automatically updates your spreadsheet with your transactions. You can categorize your expenses and set up custom rules to automate your budgeting process.

Tiller Money also offers features for investment tracking and debt management. You can track your investments and monitor your net worth.

The app also provides tools for debt payoff and management. Tiller Money offers a free trial, but there is a monthly fee after the trial period.

People Also Ask

How Do I Create A Budget?

To create a budget, start by calculating your income and expenses. Determine your monthly income and then list out all of your monthly expenses. Subtract your expenses from your income to see if you have any money left over. If not, you may need to cut back on expenses or find ways to increase your income.

What Is The Difference Between Saving And Investing?

Saving and investing are both ways to grow your wealth, but they are different. Saving typically involves putting money into a low-risk account, such as a savings account or CD, with the goal of preserving your money and earning a small amount of interest. Investing involves putting money into assets, such as stocks or real estate, with the goal of earning a higher return over a longer period of time.

How Much Should I Be Saving Each Month?

The amount you should be saving each month depends on your income, expenses, and financial goals. A general rule of thumb is to save at least 10% of your income each month, but you may need to save more if you have specific goals, such as buying a house or saving for retirement.

Conclusion

Looking for the best apps for keeping track of finances can be a challenging task, but it can be much easier. There are a variety of apps available that can help you track your spending, manage your budget, and save for the future.

Whether you're a busy professional, a couple looking to manage your finances together, or an investor looking to track your investments, there's an app out there for you. So why not give one of these apps a try and start taking control of your finances today?

About The Authors

Hilda Workman - Hilda Workman is a licensed financial advisor with years of expertise in the industry. She has assisted a range of clients, from sole proprietors to large corporations, in reaching their financial objectives. She is informed about many different financial subjects, including tax preparation, investment planning and also in fashion. She believes that the best things are those that are imperfect.